"Solutions Based...Results Oriented"
G&A is dedicated to raising the standards in the profession of Judgment
Collections & Recovery.
We specialize in the enforcement of unsatisfied civil judgments. We hunt the
debtor down! We garnish their wages, attach their bank accounts, and seize
their assets as allowed by law! We do whatever is necessary to enforce your
justly awarded court judgment!
Areas of Service:
Los Angeles, Orange, Riverside, San Bernardino, San Diego and Ventura
We purchase your judgment in its entirety. We cover all the costs and expenses
incurred in locating the judgment debtor and enforcing the judgment. We make our
money only from the judgment debtor, at no cost to you.
The fact is - almost 80% of all judgments are never recovered. Your judgment may
have been awarded by the court but enforcement is your responsibility. Garrett &
Associates can succeed where you haven't! We have the resources, expertise, and
determination to enforce the judgment you worked so hard to get.
We will conduct a thorough investigation to uncover any assets or sources of income,
and take whatever steps are necessary to legally seize them!We take pride in
completing each assignment with accuracy and speed, often making an attempt to
serve your documents the same day we receive them.
FREQUENTLY ASKED QUESTIONS
Is there a statute of limitations on executing my judgment?
Yes. Your state law sets a limit on how long a judgment is enforceable, called a Statute
of Limitations. This period is usually from 5 to 20 years starting on the date your
judgment was awarded. Some states provide a means of renewing your judgment for
an additional period of time.
Does interest accrue on my judgment?
Usually, yes. Most judgments include a provision for the payment of interest from the
day it was awarded. The actual interest rate and calculation process varies from state
to state. With interest, your judgment could be worth significantly more than the day it
Why shouldn't I use an attorney to enforce my judgment?
You can, if you are willing to put down an up-front retainer fee and pay the attorney
$100 or more per hour, whether or not they are able to recover anything at all. When
we enforce the judgment, we pay you and there are no up-front costs.
How about using a collection service?
A collection service may contact the debtor and irritate him to death! They may even
place a black mark on his credit report. But, they rarely collect! And with the passage
of the FDCPA (Fair Debt Collection Practices Act) a debtor has the right to just tell a
How will you determine the value of my judgment?
We will conduct a preliminary investigation, at our expense, to determine the judgment
debtor's ability to pay. After the purchase we will have the legal right to fully investigate
the judgment debtor, and in accordance with the laws of your state, proceed with our
enforcement efforts. Only after our full investigation can we actually determine the true
value of the judgment.
How long before I will actually see results?
It all depends on the difficulty in locating the judgment debtor and uncovering assets.
Some debtors are pretty adept at hiding their assets. They often appear to live without
any 'normal' means of support. We will try our best to get results in the first few weeks
but it could take months in a difficult case.
I have a judgment awarded in one state against a debtor who resides in another
state. Can that judgment be enforced?
In most cases, yes. Especially if the judgment debtor answered your complaint or made
an appearance in court. If the judgment debtor didn't appear, the judgment is called a
default judgment which is considered a weaker judgment. Each of us have the right to
confront our accusers and to defend against legal claims. So, if the debtor is able to
show the court that he was not properly notified, or served in the wrong capacity, he
can file a motion asking the court to set aside the judgment. Overcoming this hurdle
can be one of the most difficult in any enforcement effort. Especially when done across
How does all this work?
First, we complete an agreement detailing the specifics of the purchase of your
judgment. If acceptable, you will then assign the judgment to us making us the
assignee of record. Once we have filed the assignment documents with the court we
will have the legal right to investigate the judgment debtor and proceed with the
process of enforcement. You will receive your money based on the agreement we
I'm sold! What is my next step?
Just complete the short online application. We will contact you and send the necessary
documents for your signature. On return of the signed documents we will immediately
initiate enforcement of the judgment.
References will be provided upon request. Thank you for your interest in G & A
Service of Process program.
We specialize in the following areas:
• Process Serving
• Court Filing
• Address Verification
• Court Research
• Stake outs
• Rush Services
• Private Investigations*
* For Professional Investigation services, please view our "Services" page.
|Judgment Recovery...with "RESULTS"
|Los Angeles County RPS# 7156
San Diego County RPS# 2254